Free toolBased on published CMS data

See what’s behind a Medicare plan’s Star Rating.

A plan’s overall rating combines many different measures — and some may have little connection to the care, service, or health needs that matter most to you. The Medicare Plan Quality Check shows what contributes to the rating, where performance is stronger or weaker, and what deserves closer attention before you rely on the headline score.

Use it to understand one plan more clearly, identify questions worth verifying, and decide whether it deserves further consideration.

Based on published CMS dataIndependent & plan-neutralNo broker commissionsNo Medicare number needed

A strong overall rating can hide important differences.

A plan may perform well overall while scoring differently on complaints, appeals, customer service, medication safety, care coordination, or other measures that could shape your healthcare experience. The Quality Check helps you see those differences before the overall rating becomes the whole decision.

Start here
Start where you are

Check a plan you already know — or find one available in your area.

No Medicare number required. No personal information collected.

What the Quality Check helps you understand

Understand one plan — clearly.

What contributes to the overall rating

See which published CMS measures are included and how they add up to the plan's headline score.

Which results deserve closer attention

Identify measures that perform below the overall rating, contain limited information, or matter most to your care and service experience.

What the rating does not confirm

The Star Rating doesn't establish that a doctor participates, a medication is covered as expected, or the plan meets every need important to you.

What to verify before you rely on it

Leave with practical questions to confirm with the plan, provider, pharmacy, Medicare, or another authoritative source.

You leave with
  • A clearer explanation of the plan's published quality performance
  • The measures that deserve another look
  • Questions worth verifying before relying on the plan
  • A better basis for deciding whether to investigate it further
Why this matters

Why check beneath the headline rating?

A Medicare plan can look strong in a brochure, a search result, an advertisement, or a recommendation while still leaving important questions unanswered. The Quality Check doesn’t predict future care or determine which plan is best — it helps you avoid treating one overall number as the entire decision.

The goal is not to replace the Star Rating. It’s to understand what the rating does — and does not — tell you.

Deciding between several plans?

Understand one plan free. Compare several with the Decision Check.

The Medicare Plan Quality Check helps you understand one plan’s published quality performance. The Medicare Plan Decision Check goes further — comparing plans against the doctors, medications, access needs, service expectations, protections, and cost concerns that matter to your decision, and producing a written Medicare Decision Report.

Explore the Medicare Plan Decision Check →
Medicare Plan Decision Check

Compare up to three plans against the priorities you choose. Leave with a written Decision Report of what to verify.

Compare up to three plans against your criteria
Catch what could affect your care — not just your premium
Get a written Decision Report with what to verify

One-time $14.95$29.95

See the Decision Check →
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